The household assets and liabilities category contains indicators relating to the assets and liabilities of households such as credit default indexes, consumer credit, and consumer debt.

Last Updated: Mar 21 2025, 12:04 EDT Next Release: --

The Distributional Financial Accounts provide a quarterly measure of the distribution of U.S. household wealth since 1989. The data set contains four percentile groups of wealth: the top 1 percent, the 90th to 99th percentile, the 50th to 90th percentile, and the bottom half.

Major Distributional Financial Accounts Indicators

Last Updated: May 7 2025, 15:00 EDT Next Release: Jun 6 2025, 15:00 EDT

The G.19 Statistical Release, "Consumer Credit," reports outstanding credit extended to individuals for household, family, and other personal expenditures, excluding loans secured by real estate. Total consumer credit comprises two major types: revolving and nonrevolving. The G.19 also reports selected terms of credit, including interest rates on new car loans, personal loans, and credit card plans at commercial banks.

Major G.19 Consumer Credit Indicators

Indicator Period Value % CHG PREV
US Consumer Credit Outstanding MoM Mar 2025 10.17B USD --
US Consumer Credit Outstanding MoM Mar 2025 2.44% --
US Nonrevolving Consumer Credit Outstanding MoM Mar 2025 2.70% --
US Revolving Consumer Credit Outstanding MoM Mar 2025 1.73% --
US Total Consumer Credit Outstanding Mar 2025 5.007T USD 0.20%
US Total Nonrevolving Consumer Credit Outstanding Mar 2025 3.682T USD 0.22%
US Total Revolving Credit Outstanding Mar 2025 1.325T USD 0.14%
Last Updated: Feb 13 2025, 11:05 EST Next Release: May 13 2025, 08:30 EDT

The Household Debt and Credit Report provides unique data and insight into the credit conditions and activity of U.S. consumers. Based on data from the New York Fed's Consumer Credit Panel, a nationally representative sample drawn from anonymized Equifax credit data, the report provides a quarterly snapshot of household trends in borrowing and indebtedness, including data about mortgages, student loans, credit cards, auto loans and delinquencies.

Major Household Debt and Credit Report Indicators

Indicator Period Value % CHG PREV
US Auto Loan Debt Q4 2024 1.655T USD 0.67%
US Credit Card Accounts Delinquent by 90 or More Days Q4 2024 11.35% 1.96%
US Credit Card Debt Q4 2024 1.211T USD 3.86%
US Mortgage Debt Q4 2024 12.60T USD 0.09%
US Mortgage Originations Q4 2024 465.35B USD 3.80%
US Mortgages Delinquent by 90 or More Days Q4 2024 0.70% -1.33%
US Student Loan Debt Q4 2024 1.615T USD 0.56%
US Total Household Debt Q4 2024 18.04T USD 0.52%
Last Updated: Apr 7 2025, 10:04 EDT Next Release: Jun 13 2025, 10:00 EDT

The household Debt Service Ratio (DSR) is the ratio of total required household debt payments to total disposable income.

Major Household Debt Service and Financial Obligations Ratios Indicators

Last Updated: May 1 2025, 01:02 EDT Next Release: May 28 2025, 21:00 EDT

The Japan Consumer Confidence Survey seeks to gain a quick understanding of shifts in consumer perception, price expectation, and purchasing/replacement of principle consumer durables, as a basic tool for evaluating economic trends.

Major Japan Consumer Confidence Survey Indicators

Indicator Period Value % CHG PREV
Japan Consumer Confidence Index Apr 2025 31.20 -8.50%
Japan Consumer Employment Index Apr 2025 35.70 -8.93%
Japan Consumer Income Growth Index Apr 2025 37.50 -3.35%
Japan Consumer Overall Livelihood Index Apr 2025 27.30 -11.65%
Japan Consumer Willingness to Buy Durable Goods Index Apr 2025 24.20 -11.36%
Last Updated: May 8 2025, 18:04 EDT Next Release: May 12 2025, 12:00 EDT

Optimal Blue Mortgage Market Indices provides the most comprehensive, accurate, timely, and interactive analysis of pricing ever conducted in the mortgage industry.

Major Optimal Blue Mortgage Market Indices Indicators

Indicator Period Value % CHG PREV
15 Year Fixed Rate Conforming Mortgage Index May 08 2025 5.87% -1.82%
30 Year Fixed Rate Conforming Mortgage Index May 08 2025 6.78% 0.24%
30 Year Fixed Rate FHA Mortgage Index May 08 2025 6.48% 0.05%
30 Year Fixed Rate Jumbo Mortgage Index May 08 2025 6.95% -0.79%
Last Updated: Apr 30 2025, 08:35 EDT Next Release: May 30 2025, 08:30 EDT

BEA's personal income statistics show the income that U.S. residents get from paychecks, employer-provided supplements such as insurance, business ownership, rental property, Social Security and other government benefits, interest, and dividends.

Major Personal Income and Outlays Indicators

Indicator Period Value % CHG PREV
US Core PCE Price Index MoM Mar 2025 0.00% -100.0%
US Core PCE Price Index YoY Mar 2025 2.65% -10.75%
US PCE Price Index Excluding Food and Energy MoM Mar 2025 0.00% -100.0%
US PCE Price Index Excluding Food and Energy YoY Mar 2025 2.65% -10.75%
US PCE Price Index MoM Mar 2025 0.00% -100.0%
US PCE Price Index YoY Mar 2025 2.29% -14.68%
US Personal Consumption Expenditures Mar 2025 20.65T USD 0.66%
US Personal Consumption Expenditures MoM Mar 2025 0.66% 19.23%
US Personal Income Mar 2025 25.54T USD 0.46%
US Personal Income MoM Mar 2025 0.46% -38.39%
US Personal Spending Mar 2025 20.65T USD 0.66%
US Personal Spending MoM Mar 2025 0.66% 19.23%
US Real Disposable Personal Income MoM Mar 2025 0.50% 43.50%
Last Updated: May 8 2025, 11:02 EDT Next Release: --

The Survey of Consumer Expectations collects information on consumers' expectations and decisions on a broad variety of topics, including but not limited to inflation, household finance, the labor market, and the housing market.

Major Survey of Consumer Expectations Indicators

Indicator Period Value % CHG PREV
US Change in Credit Availability From One Year Ago - Much Easier Apr 2025 1.04% 60.91%
US Change in Credit Availability From One Year Ago - Much Harder Apr 2025 11.59% 4.95%
US Debt Delinquency Expectations Apr 2025 13.94% 2.57%
US Expectations of Higher Interest Rate on Savings Accounts Apr 2025 26.50% 1.41%
US Expectations of Higher Stock Prices Apr 2025 35.66% 5.41%
US Expectations of Higher Unemployment Apr 2025 44.06% 0.04%
US Expected Change in Credit Availability One Year From Now - Much Easier Apr 2025 0.74% -0.37%
US Expected Change in Credit Availability One Year From Now - Much Harder Apr 2025 12.69% -1.44%
US Expected Household Financial Situation One Year From Now - Much Better Off Apr 2025 4.73% 20.19%
US Expected Household Financial Situation One Year From Now - Much Worse Off Apr 2025 9.46% 29.62%
US Household Financial Situation From One Year Ago - Much Better Off Apr 2025 2.86% 5.92%
US Household Financial Situation From One Year Ago - Much Worse Off Apr 2025 8.63% 31.21%
US Job Finding Expectations Apr 2025 49.23% -3.68%
US Job Separation Expectations - Leaving a Job Apr 2025 18.18% 0.98%
US Job Separation Expectations - Losing a Job Apr 2025 15.29% -2.47%
US One-Year Ahead Earnings Growth Expectations Apr 2025 2.54% -9.17%
US One-Year Ahead Household Income Growth Expectations Apr 2025 2.61% -6.83%
US One-Year Ahead Household Spending Growth Expectations Apr 2025 5.19% 6.07%
US One-Year Ahead Inflation Expectations Apr 2025 3.63% 1.53%
US Three-Year Ahead Inflation Expectations Apr 2025 3.17% 5.55%
Last Updated: Apr 25 2025, 10:01 EDT Next Release: May 16 2025, 10:00 EDT

Surveys of Consumers are conducted by the Survey Research Center at the University of Michigan. The surveys ask consumers questions regarding their current and future financial standings and their thoughts on the economy at the present time and in the near future. The report includes analysis of the survey results and indices for consumer sentiment and consumer expectations. The surveys

Major University of Michigan Surveys of Consumers Indicators

Indicator Period Value % CHG PREV
US Current Economic Conditions Index Apr 2025 59.80 -6.27%
US Expected Change in Inflation Rates: Next 5 Years Apr 2025 4.40% 7.32%
US Expected Change in Inflation Rates: Next Year Apr 2025 6.50% 30.00%
US Index of Consumer Expectations Apr 2025 47.30 -10.08%
US Index of Consumer Sentiment Apr 2025 52.20 -8.42%

Upcoming Reports

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