The household assets and liabilities category contains indicators relating to the assets and liabilities of households such as credit default indexes, consumer credit, and consumer debt.

Last Updated: Sep 21 2025, 12:04 EDT Next Release: --

The Distributional Financial Accounts provide a quarterly measure of the distribution of U.S. household wealth since 1989. The data set contains four percentile groups of wealth: the top 1 percent, the 90th to 99th percentile, the 50th to 90th percentile, and the bottom half.

Major Distributional Financial Accounts Indicators

Last Updated: Nov 7 2025, 14:59 EST Next Release: Dec 5 2025, 15:00 EST

The G.19 Statistical Release, "Consumer Credit," reports outstanding credit extended to individuals for household, family, and other personal expenditures, excluding loans secured by real estate. Total consumer credit comprises two major types: revolving and nonrevolving. The G.19 also reports selected terms of credit, including interest rates on new car loans, personal loans, and credit card plans at commercial banks.

Major G.19 Consumer Credit Indicators

Indicator Period Value % CHG PREV
US Consumer Credit Outstanding MoM Aug 2025 363.22M USD -97.99%
US Consumer Credit Outstanding MoM Aug 2025 0.09% -97.91%
US Nonrevolving Consumer Credit Outstanding MoM Aug 2025 2.02% -8.60%
US Revolving Consumer Credit Outstanding MoM Aug 2025 -5.45% --
US Total Consumer Credit Outstanding Aug 2025 5.061T USD 0.01%
US Total Nonrevolving Consumer Credit Outstanding Aug 2025 3.756T USD 0.17%
US Total Revolving Credit Outstanding Aug 2025 1.306T USD -0.45%
Last Updated: Nov 6 2025, 11:24 EST Next Release: Feb 10 2026, 08:30 EST

The Household Debt and Credit Report provides unique data and insight into the credit conditions and activity of U.S. consumers. Based on data from the New York Fed's Consumer Credit Panel, a nationally representative sample drawn from anonymized Equifax credit data, the report provides a quarterly snapshot of household trends in borrowing and indebtedness, including data about mortgages, student loans, credit cards, auto loans and delinquencies.

Major Household Debt and Credit Report Indicators

Indicator Period Value % CHG PREV
US Auto Loan Debt Q3 2025 1.655T USD 0.00%
US Credit Card Accounts Delinquent by 90 or More Days Q3 2025 12.41% 1.17%
US Credit Card Debt Q3 2025 1.233T USD 1.99%
US Mortgage Debt Q3 2025 13.07T USD 1.06%
US Mortgage Originations Q3 2025 512.15B USD 11.75%
US Mortgages Delinquent by 90 or More Days Q3 2025 0.83% 1.53%
US Student Loan Debt Q3 2025 1.653T USD 0.92%
US Total Household Debt Q3 2025 18.58T USD 1.07%
Last Updated: Nov 30 2025, 09:27 EST Next Release: --

The household Debt Service Ratio (DSR) is the ratio of total required household debt payments to total disposable income.

Major Household Debt Service and Financial Obligations Ratios Indicators

Last Updated: Dec 2 2025, 00:03 EST Next Release: Jan 7 2026, 20:00 EST

The Japan Consumer Confidence Survey seeks to gain a quick understanding of shifts in consumer perception, price expectation, and purchasing/replacement of principle consumer durables, as a basic tool for evaluating economic trends.

Major Japan Consumer Confidence Survey Indicators

Indicator Period Value % CHG PREV
Japan Consumer Confidence Index Nov 2025 37.50 4.75%
Japan Consumer Employment Index Nov 2025 41.70 3.99%
Japan Consumer Income Growth Index Nov 2025 41.00 2.50%
Japan Consumer Overall Livelihood Index Nov 2025 36.20 5.54%
Japan Consumer Willingness to Buy Durable Goods Index Nov 2025 30.90 6.92%
Last Updated: Dec 3 2025, 14:04 EST Next Release: Dec 5 2025, 12:00 EST

Optimal Blue Mortgage Market Indices provides the most comprehensive, accurate, timely, and interactive analysis of pricing ever conducted in the mortgage industry.

Major Optimal Blue Mortgage Market Indices Indicators

Indicator Period Value % CHG PREV
15 Year Fixed Rate Conforming Mortgage Index Dec 03 2025 5.33% -2.52%
30 Year Fixed Rate Conforming Mortgage Index Dec 03 2025 6.17% -0.63%
30 Year Fixed Rate FHA Mortgage Index Dec 03 2025 5.98% -1.11%
30 Year Fixed Rate Jumbo Mortgage Index Dec 03 2025 6.43% -0.26%
Last Updated: Nov 29 2025, 17:18 EST Next Release: Dec 5 2025, 08:30 EST

BEA's personal income statistics show the income that U.S. residents get from paychecks, employer-provided supplements such as insurance, business ownership, rental property, Social Security and other government benefits, interest, and dividends.

Major Personal Income and Outlays Indicators

Indicator Period Value % CHG PREV
US Core PCE Price Index MoM Aug 2025 0.20% 0.00%
US Core PCE Price Index YoY Aug 2025 2.91% 1.82%
US PCE Price Index Excluding Food and Energy MoM Aug 2025 0.20% 0.00%
US PCE Price Index Excluding Food and Energy YoY Aug 2025 2.91% 1.82%
US PCE Price Index MoM Aug 2025 0.30% 50.00%
US PCE Price Index YoY Aug 2025 2.74% 5.56%
US Personal Consumption Expenditures Aug 2025 21.11T USD 0.62%
US Personal Consumption Expenditures MoM Aug 2025 0.62% 12.32%
US Personal Income Aug 2025 26.28T USD 0.37%
US Personal Income MoM Aug 2025 0.37% -9.71%
US Personal Spending Aug 2025 21.11T USD 0.62%
US Personal Spending MoM Aug 2025 0.62% 12.32%
US Real Disposable Personal Income MoM Aug 2025 0.11% -51.73%
Last Updated: Nov 7 2025, 11:05 EST Next Release: --

The Survey of Consumer Expectations collects information on consumers' expectations and decisions on a broad variety of topics, including but not limited to inflation, household finance, the labor market, and the housing market.

Major Survey of Consumer Expectations Indicators

Indicator Period Value % CHG PREV
US Change in Credit Availability From One Year Ago - Much Easier Oct 2025 1.19% 20.40%
US Change in Credit Availability From One Year Ago - Much Harder Oct 2025 9.47% -3.96%
US Debt Delinquency Expectations Oct 2025 13.11% 3.67%
US Expectations of Higher Interest Rate on Savings Accounts Oct 2025 24.93% 0.11%
US Expectations of Higher Stock Prices Oct 2025 38.90% -2.17%
US Expectations of Higher Unemployment Oct 2025 42.54% 3.49%
US Expected Change in Credit Availability One Year From Now - Much Easier Oct 2025 1.03% -1.03%
US Expected Change in Credit Availability One Year From Now - Much Harder Oct 2025 10.32% 10.08%
US Expected Household Financial Situation One Year From Now - Much Better Off Oct 2025 5.58% -7.90%
US Expected Household Financial Situation One Year From Now - Much Worse Off Oct 2025 8.40% 27.88%
US Household Financial Situation From One Year Ago - Much Better Off Oct 2025 5.15% 22.96%
US Household Financial Situation From One Year Ago - Much Worse Off Oct 2025 8.36% -1.15%
US Job Finding Expectations Oct 2025 46.77% -1.42%
US Job Separation Expectations - Leaving a Job Oct 2025 18.78% -9.21%
US Job Separation Expectations - Losing a Job Oct 2025 14.03% -5.52%
US One-Year Ahead Earnings Growth Expectations Oct 2025 2.62% 7.14%
US One-Year Ahead Household Income Growth Expectations Oct 2025 2.83% -1.26%
US One-Year Ahead Household Spending Growth Expectations Oct 2025 4.76% 1.28%
US One-Year Ahead Inflation Expectations Oct 2025 3.24% -4.20%
US Three-Year Ahead Inflation Expectations Oct 2025 3.00% -1.53%
Last Updated: Nov 21 2025, 10:03 EST Next Release: Dec 5 2025, 10:00 EST

Surveys of Consumers are conducted by the Survey Research Center at the University of Michigan. The surveys ask consumers questions regarding their current and future financial standings and their thoughts on the economy at the present time and in the near future. The report includes analysis of the survey results and indices for consumer sentiment and consumer expectations. The surveys

Major University of Michigan Surveys of Consumers Indicators

Indicator Period Value % CHG PREV
US Current Economic Conditions Index Nov 2025 51.10 -12.80%
US Expected Change in Inflation Rates: Next 5 Years Nov 2025 3.40% -12.82%
US Expected Change in Inflation Rates: Next Year Nov 2025 4.50% -2.17%
US Index of Consumer Expectations Nov 2025 51.00 1.39%
US Index of Consumer Sentiment Nov 2025 51.00 -4.85%

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