The household assets and liabilities category contains indicators relating to the assets and liabilities of households such as credit default indexes, consumer credit, and consumer debt.
The Distributional Financial Accounts provide a quarterly measure of the distribution of U.S. household wealth since 1989. The data set contains four percentile groups of wealth: the top 1 percent, the 90th to 99th percentile, the 50th to 90th percentile, and the bottom half.
Major Distributional Financial Accounts Indicators
| Indicator | Period | Value | % CHG PREV |
| US Share of Wealth Held by 50th to 90th Percentile Wealth Group | Q2 2025 | 30.10% | -0.66% |
| US Share of Wealth Held by 90th to 99th Percentile Wealth Group | Q2 2025 | 36.40% | 0.00% |
| US Share of Wealth Held by Bottom 50 Percentile Wealth Group | Q2 2025 | 2.50% | 0.00% |
| US Share of Wealth Held by the Remaining 0.9 of Top 1 Percentile Wealth Group | Q2 2025 | 17.10% | 1.18% |
| US Share of Wealth Held by the Top 0.1 Percentile Wealth Group | Q2 2025 | 13.90% | 0.72% |
The G.19 Statistical Release, "Consumer Credit," reports outstanding credit extended to individuals for household, family, and other personal expenditures, excluding loans secured by real estate. Total consumer credit comprises two major types: revolving and nonrevolving. The G.19 also reports selected terms of credit, including interest rates on new car loans, personal loans, and credit card plans at commercial banks.
Major G.19 Consumer Credit Indicators
| Indicator | Period | Value | % CHG PREV |
| US Consumer Credit Outstanding MoM | Jan 2026 | 8.050B USD | -68.06% |
| US Consumer Credit Outstanding MoM | Jan 2026 | 1.89% | -68.24% |
| US Nonrevolving Consumer Credit Outstanding MoM | Jan 2026 | 1.06% | -74.02% |
| US Revolving Consumer Credit Outstanding MoM | Jan 2026 | 4.27% | -62.35% |
| US Total Consumer Credit Outstanding | Jan 2026 | 5.115T USD | 0.16% |
| US Total Nonrevolving Consumer Credit Outstanding | Jan 2026 | 3.786T USD | 0.09% |
| US Total Revolving Credit Outstanding | Jan 2026 | 1.329T USD | 0.36% |
The Household Debt and Credit Report provides unique data and insight into the credit conditions and activity of U.S. consumers. Based on data from the New York Fed's Consumer Credit Panel, a nationally representative sample drawn from anonymized Equifax credit data, the report provides a quarterly snapshot of household trends in borrowing and indebtedness, including data about mortgages, student loans, credit cards, auto loans and delinquencies.
Major Household Debt and Credit Report Indicators
| Indicator | Period | Value | % CHG PREV |
| US Auto Loan Debt | Q4 2025 | 1.667T USD | 0.73% |
| US Credit Card Accounts Delinquent by 90 or More Days | Q4 2025 | 12.70% | 2.35% |
| US Credit Card Debt | Q4 2025 | 1.277T USD | 3.57% |
| US Mortgage Debt | Q4 2025 | 13.17T USD | 0.75% |
| US Mortgage Originations | Q4 2025 | 524.42B USD | 2.40% |
| US Mortgages Delinquent by 90 or More Days | Q4 2025 | 0.92% | 10.33% |
| US Student Loan Debt | Q4 2025 | 1.664T USD | 0.67% |
| US Total Household Debt | Q4 2025 | 18.78T USD | 1.03% |
The household Debt Service Ratio (DSR) is the ratio of total required household debt payments to total disposable income.
Major Household Debt Service and Financial Obligations Ratios Indicators
| Indicator | Period | Value | % CHG PREV |
| US Household Consumer Debt Service Payments as a Percent of Disposable Personal Income | Q3 2025 | 5.37% | 1.33% |
| US Household Debt Service Payments as a Percent of Disposable Personal Income | Q3 2025 | 11.26% | 1.19% |
| US Household Mortgage Debt Service Payments as a Percent of Disposable Personal Income | Q3 2025 | 5.89% | 1.06% |
The Japan Consumer Confidence Survey seeks to gain a quick understanding of shifts in consumer perception, price expectation, and purchasing/replacement of principle consumer durables, as a basic tool for evaluating economic trends.
Major Japan Consumer Confidence Survey Indicators
| Indicator | Period | Value | % CHG PREV |
| Japan Consumer Confidence Index | Feb 2026 | 40.00 | 5.54% |
| Japan Consumer Employment Index | Feb 2026 | 44.00 | 3.77% |
| Japan Consumer Income Growth Index | Feb 2026 | 42.50 | 1.19% |
| Japan Consumer Overall Livelihood Index | Feb 2026 | 39.70 | 7.88% |
| Japan Consumer Willingness to Buy Durable Goods Index | Feb 2026 | 33.90 | 11.51% |
Optimal Blue Mortgage Market Indices provides the most comprehensive, accurate, timely, and interactive analysis of pricing ever conducted in the mortgage industry.
Major Optimal Blue Mortgage Market Indices Indicators
| Indicator | Period | Value | % CHG PREV |
| 15 Year Fixed Rate Conforming Mortgage Index | Mar 13 2026 | 5.51% | -0.15% |
| 30 Year Fixed Rate Conforming Mortgage Index | Mar 12 2026 | 6.19% | 1.06% |
| 30 Year Fixed Rate FHA Mortgage Index | Mar 12 2026 | 5.96% | 0.24% |
| 30 Year Fixed Rate Jumbo Mortgage Index | Mar 12 2026 | 6.42% | 0.93% |
BEA's personal income statistics show the income that U.S. residents get from paychecks, employer-provided supplements such as insurance, business ownership, rental property, Social Security and other government benefits, interest, and dividends.
Major Personal Income and Outlays Indicators
| Indicator | Period | Value | % CHG PREV |
| US Core PCE Price Index MoM | Jan 2026 | 0.40% | 0.00% |
| US Core PCE Price Index YoY | Jan 2026 | 3.06% | 1.66% |
| US PCE Price Index Excluding Food and Energy MoM | Jan 2026 | 0.40% | 0.00% |
| US PCE Price Index Excluding Food and Energy YoY | Jan 2026 | 3.06% | 1.66% |
| US PCE Price Index MoM | Jan 2026 | 0.30% | -25.00% |
| US PCE Price Index YoY | Jan 2026 | 2.83% | -2.65% |
| US Personal Consumption Expenditures | Jan 2026 | 21.54T USD | 0.38% |
| US Personal Consumption Expenditures MoM | Jan 2026 | 0.38% | -14.53% |
| US Personal Income | Jan 2026 | 26.70T USD | 0.43% |
| US Personal Income MoM | Jan 2026 | 0.43% | 45.99% |
| US Personal Spending | Jan 2026 | 21.54T USD | 0.38% |
| US Personal Spending MoM | Jan 2026 | 0.38% | -14.53% |
| US Real Disposable Personal Income MoM | Jan 2026 | 0.67% | -- |
The Survey of Consumer Expectations collects information on consumers' expectations and decisions on a broad variety of topics, including but not limited to inflation, household finance, the labor market, and the housing market.
Major Survey of Consumer Expectations Indicators
Surveys of Consumers are conducted by the Survey Research Center at the University of Michigan. The surveys ask consumers questions regarding their current and future financial standings and their thoughts on the economy at the present time and in the near future. The report includes analysis of the survey results and indices for consumer sentiment and consumer expectations. The surveys
Major University of Michigan Surveys of Consumers Indicators
| Indicator | Period | Value | % CHG PREV |
| US Current Economic Conditions Index | Mar 2026 | 57.80 | 2.12% |
| US Expected Change in Inflation Rates: Next 5 Years | Mar 2026 | 3.20% | -3.03% |
| US Expected Change in Inflation Rates: Next Year | Mar 2026 | 3.40% | 0.00% |
| US Index of Consumer Expectations | Mar 2026 | 54.10 | -4.42% |
| US Index of Consumer Sentiment | Mar 2026 | 55.50 | -1.94% |
Upcoming Reports
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Mar 27 2026, 10:00 EDT (R) |
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Mar 31 2026, 10:00 EDT |
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Apr 7 2026, 15:00 EDT |
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Apr 8 2026, 21:00 EDT |
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Apr 9 2026, 08:30 EDT |
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May 5 2026, 08:30 EDT |