The household assets and liabilities category contains indicators relating to the assets and liabilities of households such as credit default indexes, consumer credit, and consumer debt.

Last Updated: Sep 21 2024, 12:03 EDT Next Release: --

The Distributional Financial Accounts provide a quarterly measure of the distribution of U.S. household wealth since 1989. The data set contains four percentile groups of wealth: the top 1 percent, the 90th to 99th percentile, the 50th to 90th percentile, and the bottom half.

Major Distributional Financial Accounts Indicators

Last Updated: Dec 6 2024, 15:00 EST Next Release: Jan 7 2025, 15:00 EST

The G.19 Statistical Release, "Consumer Credit," reports outstanding credit extended to individuals for household, family, and other personal expenditures, excluding loans secured by real estate. Total consumer credit comprises two major types: revolving and nonrevolving. The G.19 also reports selected terms of credit, including interest rates on new car loans, personal loans, and credit card plans at commercial banks.

Major G.19 Consumer Credit Indicators

Indicator Period Value % CHG PREV
US Consumer Credit Outstanding MoM Oct 2024 19.24B USD 499.6%
US Consumer Credit Outstanding MoM Oct 2024 4.53% 496.1%
US Nonrevolving Consumer Credit Outstanding MoM Oct 2024 1.13% 121.6%
US Revolving Consumer Credit Outstanding MoM Oct 2024 13.89% 857.9%
US Total Consumer Credit Outstanding Oct 2024 5.113T USD 0.38%
US Total Nonrevolving Consumer Credit Outstanding Oct 2024 3.739T USD 0.09%
US Total Revolving Credit Outstanding Oct 2024 1.374T USD 1.16%
Last Updated: Nov 13 2024, 11:05 EST Next Release: Feb 11 2025, 08:30 EST

The Household Debt and Credit Report provides unique data and insight into the credit conditions and activity of U.S. consumers. Based on data from the New York Fed's Consumer Credit Panel, a nationally representative sample drawn from anonymized Equifax credit data, the report provides a quarterly snapshot of household trends in borrowing and indebtedness, including data about mortgages, student loans, credit cards, auto loans and delinquencies.

Major Household Debt and Credit Report Indicators

Indicator Period Value % CHG PREV
US Auto Loan Debt Q3 2024 1.644T USD 1.11%
US Credit Card Accounts Delinquent by 90 or More Days Q3 2024 11.13% 1.85%
US Credit Card Debt Q3 2024 1.166T USD 2.10%
US Mortgage Debt Q3 2024 12.59T USD 0.60%
US Mortgage Originations Q3 2024 448.31B USD 19.83%
US Mortgages Delinquent by 90 or More Days Q3 2024 0.71% 24.47%
US Student Loan Debt Q3 2024 1.606T USD 1.32%
US Total Household Debt Q3 2024 17.94T USD 0.83%
Last Updated: Oct 16 2024, 18:03 EDT Next Release: --

The household Debt Service Ratio (DSR) is the ratio of total required household debt payments to total disposable income.

Major Household Debt Service and Financial Obligations Ratios Indicators

Last Updated: Nov 29 2024, 00:03 EST Next Release: Jan 7 2025, 20:00 EST

The Japan Consumer Confidence Survey seeks to gain a quick understanding of shifts in consumer perception, price expectation, and purchasing/replacement of principle consumer durables, as a basic tool for evaluating economic trends.

Major Japan Consumer Confidence Survey Indicators

Indicator Period Value % CHG PREV
Japan Consumer Confidence Index Nov 2024 36.40 0.55%
Japan Consumer Employment Index Nov 2024 41.00 -1.44%
Japan Consumer Income Growth Index Nov 2024 40.20 2.03%
Japan Consumer Overall Livelihood Index Nov 2024 34.30 0.29%
Japan Consumer Willingness to Buy Durable Goods Index Nov 2024 29.90 0.67%
Last Updated: Dec 17 2024, 12:03 EST Next Release: Dec 18 2024, 12:00 EST

Optimal Blue Mortgage Market Indices provides the most comprehensive, accurate, timely, and interactive analysis of pricing ever conducted in the mortgage industry.

Major Optimal Blue Mortgage Market Indices Indicators

Indicator Period Value % CHG PREV
15 Year Fixed Rate Conforming Mortgage Index Dec 16 2024 6.12% 2.74%
30 Year Fixed Rate Conforming Mortgage Index Dec 16 2024 6.69% -0.27%
30 Year Fixed Rate FHA Mortgage Index Dec 16 2024 6.36% -0.16%
30 Year Fixed Rate Jumbo Mortgage Index Dec 16 2024 6.89% 0.35%
Last Updated: Nov 27 2024, 08:41 EST Next Release: Dec 20 2024, 08:30 EST

BEA's personal income statistics show the income that U.S. residents get from paychecks, employer-provided supplements such as insurance, business ownership, rental property, Social Security and other government benefits, interest, and dividends.

Major Personal Income and Outlays Indicators

Indicator Period Value % CHG PREV
US Core PCE Price Index MoM Oct 2024 0.30% 0.00%
US Core PCE Price Index YoY Oct 2024 2.80% 5.39%
US PCE Price Index Excluding Food and Energy MoM Oct 2024 0.30% 0.00%
US PCE Price Index Excluding Food and Energy YoY Oct 2024 2.80% 5.39%
US PCE Price Index MoM Oct 2024 0.20% 0.00%
US PCE Price Index YoY Oct 2024 2.31% 10.23%
US Personal Consumption Expenditures Oct 2024 20.10T USD 0.36%
US Personal Consumption Expenditures MoM Oct 2024 0.36% -44.35%
US Personal Income Oct 2024 24.96T USD 0.59%
US Personal Income MoM Oct 2024 0.59% 97.60%
US Personal Spending Oct 2024 20.10T USD 0.36%
US Personal Spending MoM Oct 2024 0.36% -44.35%
US Real Disposable Personal Income MoM Oct 2024 0.42% 246.7%
Last Updated: Dec 9 2024, 11:01 EST Next Release: --

The Survey of Consumer Expectations collects information on consumers' expectations and decisions on a broad variety of topics, including but not limited to inflation, household finance, the labor market, and the housing market.

Major Survey of Consumer Expectations Indicators

Indicator Period Value % CHG PREV
US Change in Credit Availability From One Year Ago - Much Easier Nov 2024 1.25% -8.86%
US Change in Credit Availability From One Year Ago - Much Harder Nov 2024 12.77% -10.50%
US Debt Delinquency Expectations Nov 2024 13.15% -5.33%
US Expectations of Higher Interest Rate on Savings Accounts Nov 2024 26.71% 8.54%
US Expectations of Higher Stock Prices Nov 2024 40.44% 3.53%
US Expectations of Higher Unemployment Nov 2024 35.03% 1.52%
US Expected Change in Credit Availability One Year From Now - Much Easier Nov 2024 2.05% 27.92%
US Expected Change in Credit Availability One Year From Now - Much Harder Nov 2024 10.78% -2.43%
US Expected Household Financial Situation One Year From Now - Much Better Off Nov 2024 8.10% 122.7%
US Expected Household Financial Situation One Year From Now - Much Worse Off Nov 2024 4.24% 33.91%
US Household Financial Situation From One Year Ago - Much Better Off Nov 2024 3.10% -19.68%
US Household Financial Situation From One Year Ago - Much Worse Off Nov 2024 9.05% -3.56%
US Job Finding Expectations Nov 2024 54.10% -3.39%
US Job Separation Expectations - Leaving a Job Nov 2024 20.21% -1.53%
US Job Separation Expectations - Losing a Job Nov 2024 13.52% 4.39%
US One-Year Ahead Earnings Growth Expectations Nov 2024 3.00% 6.68%
US One-Year Ahead Household Income Growth Expectations Nov 2024 3.09% 2.24%
US One-Year Ahead Household Spending Growth Expectations Nov 2024 4.72% -3.59%
US One-Year Ahead Inflation Expectations Nov 2024 2.97% 3.64%
US Three-Year Ahead Inflation Expectations Nov 2024 2.57% 1.30%
Last Updated: Dec 6 2024, 10:03 EST Next Release: Dec 20 2024, 10:00 EST (R)

Surveys of Consumers are conducted by the Survey Research Center at the University of Michigan. The surveys ask consumers questions regarding their current and future financial standings and their thoughts on the economy at the present time and in the near future. The report includes analysis of the survey results and indices for consumer sentiment and consumer expectations. The surveys

Major University of Michigan Surveys of Consumers Indicators

Indicator Period Value % CHG PREV
US Current Economic Conditions Index Dec 2024 77.70 21.60%
US Expected Change in Inflation Rates: Next 5 Years Dec 2024 3.10% -3.12%
US Expected Change in Inflation Rates: Next Year Dec 2024 2.90% 11.54%
US Index of Consumer Expectations Dec 2024 71.60 -6.89%
US Index of Consumer Sentiment Dec 2024 74.00 3.06%

Upcoming Reports

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