The household assets and liabilities category contains indicators relating to the assets and liabilities of households such as credit default indexes, consumer credit, and consumer debt.

Last Updated: Sep 21 2024, 12:03 EDT Next Release: --

The Distributional Financial Accounts provide a quarterly measure of the distribution of U.S. household wealth since 1989. The data set contains four percentile groups of wealth: the top 1 percent, the 90th to 99th percentile, the 50th to 90th percentile, and the bottom half.

Major Distributional Financial Accounts Indicators

Last Updated: Nov 7 2024, 15:03 EST Next Release: Dec 6 2024, 15:00 EST

The G.19 Statistical Release, "Consumer Credit," reports outstanding credit extended to individuals for household, family, and other personal expenditures, excluding loans secured by real estate. Total consumer credit comprises two major types: revolving and nonrevolving. The G.19 also reports selected terms of credit, including interest rates on new car loans, personal loans, and credit card plans at commercial banks.

Major G.19 Consumer Credit Indicators

Indicator Period Value % CHG PREV
US Consumer Credit Outstanding MoM Sep 2024 6.002B USD -21.40%
US Consumer Credit Outstanding MoM Sep 2024 1.41% -21.67%
US Nonrevolving Consumer Credit Outstanding MoM Sep 2024 1.59% -49.36%
US Revolving Consumer Credit Outstanding MoM Sep 2024 0.93% --
US Total Consumer Credit Outstanding Sep 2024 5.103T USD 0.12%
US Total Nonrevolving Consumer Credit Outstanding Sep 2024 3.745T USD 0.13%
US Total Revolving Credit Outstanding Sep 2024 1.358T USD 0.08%
Last Updated: Nov 13 2024, 11:05 EST Next Release: --

The Household Debt and Credit Report provides unique data and insight into the credit conditions and activity of U.S. consumers. Based on data from the New York Fed's Consumer Credit Panel, a nationally representative sample drawn from anonymized Equifax credit data, the report provides a quarterly snapshot of household trends in borrowing and indebtedness, including data about mortgages, student loans, credit cards, auto loans and delinquencies.

Major Household Debt and Credit Report Indicators

Indicator Period Value % CHG PREV
US Auto Loan Debt Q3 2024 1.644T USD 1.11%
US Credit Card Accounts Delinquent by 90 or More Days Q3 2024 11.13% 1.85%
US Credit Card Debt Q3 2024 1.166T USD 2.10%
US Mortgage Debt Q3 2024 12.59T USD 0.60%
US Mortgage Originations Q3 2024 448.31B USD 19.83%
US Mortgages Delinquent by 90 or More Days Q3 2024 0.71% 24.47%
US Student Loan Debt Q3 2024 1.606T USD 1.32%
US Total Household Debt Q3 2024 17.94T USD 0.83%
Last Updated: Oct 16 2024, 18:03 EDT Next Release: --

The household Debt Service Ratio (DSR) is the ratio of total required household debt payments to total disposable income.

Major Household Debt Service and Financial Obligations Ratios Indicators

Last Updated: Oct 30 2024, 01:02 EDT Next Release: Nov 28 2024, 20:00 EST

The Japan Consumer Confidence Survey seeks to gain a quick understanding of shifts in consumer perception, price expectation, and purchasing/replacement of principle consumer durables, as a basic tool for evaluating economic trends.

Major Japan Consumer Confidence Survey Indicators

Indicator Period Value % CHG PREV
Japan Consumer Confidence Index Oct 2024 36.20 -1.90%
Japan Consumer Employment Index Oct 2024 41.60 -1.42%
Japan Consumer Income Growth Index Oct 2024 39.40 -1.75%
Japan Consumer Overall Livelihood Index Oct 2024 34.20 -0.58%
Japan Consumer Willingness to Buy Durable Goods Index Oct 2024 29.70 -4.19%
Last Updated: Oct 31 2024, 08:34 EDT Next Release: Nov 27 2024, 08:30 EST

BEA's personal income statistics show the income that U.S. residents get from paychecks, employer-provided supplements such as insurance, business ownership, rental property, Social Security and other government benefits, interest, and dividends.

Major Personal Income and Outlays Indicators

Indicator Period Value % CHG PREV
US Core PCE Price Index MoM Sep 2024 0.30% 50.00%
US Core PCE Price Index YoY Sep 2024 2.65% -2.46%
US PCE Price Index Excluding Food and Energy MoM Sep 2024 0.30% 50.00%
US PCE Price Index Excluding Food and Energy YoY Sep 2024 2.65% -2.46%
US PCE Price Index MoM Sep 2024 0.20% 100.0%
US PCE Price Index YoY Sep 2024 2.10% -7.78%
US Personal Consumption Expenditures Sep 2024 20.02T USD 0.53%
US Personal Consumption Expenditures MoM Sep 2024 0.53% 89.99%
US Personal Income Sep 2024 24.95T USD 0.29%
US Personal Income MoM Sep 2024 0.29% 25.29%
US Personal Spending Sep 2024 20.02T USD 0.53%
US Personal Spending MoM Sep 2024 0.53% 89.99%
US Real Disposable Personal Income MoM Sep 2024 0.09% 49.74%
Last Updated: Nov 12 2024, 11:03 EST Next Release: --

The Survey of Consumer Expectations collects information on consumers' expectations and decisions on a broad variety of topics, including but not limited to inflation, household finance, the labor market, and the housing market.

Major Survey of Consumer Expectations Indicators

Indicator Period Value % CHG PREV
US Change in Credit Availability From One Year Ago - Much Easier Oct 2024 1.38% -17.08%
US Change in Credit Availability From One Year Ago - Much Harder Oct 2024 14.27% -6.11%
US Debt Delinquency Expectations Oct 2024 13.90% -2.31%
US Expectations of Higher Interest Rate on Savings Accounts Oct 2024 24.61% -1.76%
US Expectations of Higher Stock Prices Oct 2024 39.07% -3.04%
US Expectations of Higher Unemployment Oct 2024 34.51% -4.63%
US Expected Change in Credit Availability One Year From Now - Much Easier Oct 2024 1.61% 4.36%
US Expected Change in Credit Availability One Year From Now - Much Harder Oct 2024 11.05% -10.48%
US Expected Household Financial Situation One Year From Now - Much Better Off Oct 2024 3.64% -4.88%
US Expected Household Financial Situation One Year From Now - Much Worse Off Oct 2024 3.16% -39.34%
US Household Financial Situation From One Year Ago - Much Better Off Oct 2024 3.86% 31.58%
US Household Financial Situation From One Year Ago - Much Worse Off Oct 2024 9.38% -14.47%
US Job Finding Expectations Oct 2024 56.00% 6.19%
US Job Separation Expectations - Leaving a Job Oct 2024 20.52% 0.79%
US Job Separation Expectations - Losing a Job Oct 2024 12.96% -2.82%
US One-Year Ahead Earnings Growth Expectations Oct 2024 2.81% 0.67%
US One-Year Ahead Household Income Growth Expectations Oct 2024 3.02% 0.31%
US One-Year Ahead Household Spending Growth Expectations Oct 2024 4.90% 0.81%
US One-Year Ahead Inflation Expectations Oct 2024 2.87% -4.48%
US Three-Year Ahead Inflation Expectations Oct 2024 2.54% -4.73%
Last Updated: Nov 8 2024, 10:00 EST Next Release: Nov 22 2024, 10:00 EST (R)

Surveys of Consumers are conducted by the Survey Research Center at the University of Michigan. The surveys ask consumers questions regarding their current and future financial standings and their thoughts on the economy at the present time and in the near future. The report includes analysis of the survey results and indices for consumer sentiment and consumer expectations. The surveys

Major University of Michigan Surveys of Consumers Indicators

Indicator Period Value % CHG PREV
US Current Economic Conditions Index Nov 2024 64.40 -0.77%
US Expected Change in Inflation Rates: Next 5 Years Nov 2024 3.10% 3.33%
US Expected Change in Inflation Rates: Next Year Nov 2024 2.60% -3.70%
US Index of Consumer Expectations Nov 2024 78.50 5.94%
US Index of Consumer Sentiment Nov 2024 73.00 3.55%

Upcoming Reports

Report Name Next Released
Nov 22 2024, 10:00 EST (R)
Nov 26 2024, 10:00 EST
Nov 27 2024, 08:30 EST
Nov 28 2024, 20:00 EST
Dec 6 2024, 15:00 EST