The household assets and liabilities category contains indicators relating to the assets and liabilities of households such as credit default indexes, consumer credit, and consumer debt.

Last Updated: Sep 21 2025, 12:04 EDT Next Release: --

The Distributional Financial Accounts provide a quarterly measure of the distribution of U.S. household wealth since 1989. The data set contains four percentile groups of wealth: the top 1 percent, the 90th to 99th percentile, the 50th to 90th percentile, and the bottom half.

Major Distributional Financial Accounts Indicators

Last Updated: Feb 6 2026, 11:39 EST Next Release: Mar 6 2026, 15:00 EST

The G.19 Statistical Release, "Consumer Credit," reports outstanding credit extended to individuals for household, family, and other personal expenditures, excluding loans secured by real estate. Total consumer credit comprises two major types: revolving and nonrevolving. The G.19 also reports selected terms of credit, including interest rates on new car loans, personal loans, and credit card plans at commercial banks.

Major G.19 Consumer Credit Indicators

Indicator Period Value % CHG PREV
US Consumer Credit Outstanding MoM Dec 2025 24.05B USD 411.8%
US Consumer Credit Outstanding MoM Dec 2025 5.67% 410.8%
US Nonrevolving Consumer Credit Outstanding MoM Dec 2025 3.25% 59.31%
US Revolving Consumer Credit Outstanding MoM Dec 2025 12.64% --
US Total Consumer Credit Outstanding Dec 2025 5.109T USD 0.47%
US Total Nonrevolving Consumer Credit Outstanding Dec 2025 3.781T USD 0.27%
US Total Revolving Credit Outstanding Dec 2025 1.329T USD 1.05%
Last Updated: Feb 10 2026, 11:01 EST Next Release: May 5 2026, 08:30 EDT

The Household Debt and Credit Report provides unique data and insight into the credit conditions and activity of U.S. consumers. Based on data from the New York Fed's Consumer Credit Panel, a nationally representative sample drawn from anonymized Equifax credit data, the report provides a quarterly snapshot of household trends in borrowing and indebtedness, including data about mortgages, student loans, credit cards, auto loans and delinquencies.

Major Household Debt and Credit Report Indicators

Indicator Period Value % CHG PREV
US Auto Loan Debt Q4 2025 1.667T USD 0.73%
US Credit Card Accounts Delinquent by 90 or More Days Q4 2025 12.70% 2.35%
US Credit Card Debt Q4 2025 1.277T USD 3.57%
US Mortgage Debt Q4 2025 13.17T USD 0.75%
US Mortgage Originations Q4 2025 524.42B USD 2.40%
US Mortgages Delinquent by 90 or More Days Q4 2025 0.92% 10.33%
US Student Loan Debt Q4 2025 1.664T USD 0.67%
US Total Household Debt Q4 2025 18.78T USD 1.03%
Last Updated: Nov 30 2025, 09:27 EST Next Release: --

The household Debt Service Ratio (DSR) is the ratio of total required household debt payments to total disposable income.

Major Household Debt Service and Financial Obligations Ratios Indicators

Last Updated: Jan 29 2026, 00:00 EST Next Release: Mar 3 2026, 20:00 EST

The Japan Consumer Confidence Survey seeks to gain a quick understanding of shifts in consumer perception, price expectation, and purchasing/replacement of principle consumer durables, as a basic tool for evaluating economic trends.

Major Japan Consumer Confidence Survey Indicators

Indicator Period Value % CHG PREV
Japan Consumer Confidence Index Jan 2026 37.90 1.88%
Japan Consumer Employment Index Jan 2026 42.40 2.17%
Japan Consumer Income Growth Index Jan 2026 42.00 1.69%
Japan Consumer Overall Livelihood Index Jan 2026 36.80 2.51%
Japan Consumer Willingness to Buy Durable Goods Index Jan 2026 30.40 0.66%
Last Updated: Feb 24 2026, 12:02 EST Next Release: Feb 25 2026, 12:00 EST

Optimal Blue Mortgage Market Indices provides the most comprehensive, accurate, timely, and interactive analysis of pricing ever conducted in the mortgage industry.

Major Optimal Blue Mortgage Market Indices Indicators

Indicator Period Value % CHG PREV
15 Year Fixed Rate Conforming Mortgage Index Feb 23 2026 5.29% -0.47%
30 Year Fixed Rate Conforming Mortgage Index Feb 23 2026 5.94% -0.57%
30 Year Fixed Rate FHA Mortgage Index Feb 23 2026 5.86% -0.41%
30 Year Fixed Rate Jumbo Mortgage Index Feb 23 2026 6.26% 2.60%
Last Updated: Feb 23 2026, 12:34 EST Next Release: Mar 13 2026, 08:30 EDT

BEA's personal income statistics show the income that U.S. residents get from paychecks, employer-provided supplements such as insurance, business ownership, rental property, Social Security and other government benefits, interest, and dividends.

Major Personal Income and Outlays Indicators

Indicator Period Value % CHG PREV
US Core PCE Price Index MoM Dec 2025 0.40% 100.0%
US Core PCE Price Index YoY Dec 2025 3.00% 6.05%
US PCE Price Index Excluding Food and Energy MoM Dec 2025 0.40% 100.0%
US PCE Price Index Excluding Food and Energy YoY Dec 2025 3.00% 6.05%
US PCE Price Index MoM Dec 2025 0.40% 100.0%
US PCE Price Index YoY Dec 2025 2.90% 2.96%
US Personal Consumption Expenditures Dec 2025 21.47T USD 0.43%
US Personal Consumption Expenditures MoM Dec 2025 0.43% 12.03%
US Personal Income Dec 2025 26.51T USD 0.33%
US Personal Income MoM Dec 2025 0.33% -12.08%
US Personal Spending Dec 2025 21.47T USD 0.43%
US Personal Spending MoM Dec 2025 0.43% 12.03%
US Real Disposable Personal Income MoM Dec 2025 -0.03% --
Last Updated: Feb 9 2026, 11:00 EST Next Release: --

The Survey of Consumer Expectations collects information on consumers' expectations and decisions on a broad variety of topics, including but not limited to inflation, household finance, the labor market, and the housing market.

Major Survey of Consumer Expectations Indicators

Indicator Period Value % CHG PREV
US Change in Credit Availability From One Year Ago - Much Easier Jan 2026 1.43% -39.19%
US Change in Credit Availability From One Year Ago - Much Harder Jan 2026 13.00% -1.45%
US Debt Delinquency Expectations Jan 2026 13.67% -10.47%
US Expectations of Higher Interest Rate on Savings Accounts Jan 2026 25.84% 10.50%
US Expectations of Higher Stock Prices Jan 2026 39.07% 2.76%
US Expectations of Higher Unemployment Jan 2026 41.89% 0.29%
US Expected Change in Credit Availability One Year From Now - Much Easier Jan 2026 1.52% -46.68%
US Expected Change in Credit Availability One Year From Now - Much Harder Jan 2026 12.34% 2.73%
US Expected Household Financial Situation One Year From Now - Much Better Off Jan 2026 6.45% 3.54%
US Expected Household Financial Situation One Year From Now - Much Worse Off Jan 2026 7.92% 22.51%
US Household Financial Situation From One Year Ago - Much Better Off Jan 2026 3.53% -26.06%
US Household Financial Situation From One Year Ago - Much Worse Off Jan 2026 9.46% 22.59%
US Job Finding Expectations Jan 2026 45.57% 5.67%
US Job Separation Expectations - Leaving a Job Jan 2026 18.65% 6.75%
US Job Separation Expectations - Losing a Job Jan 2026 14.82% -2.46%
US One-Year Ahead Earnings Growth Expectations Jan 2026 2.70% 7.38%
US One-Year Ahead Household Income Growth Expectations Jan 2026 2.91% -1.38%
US One-Year Ahead Household Spending Growth Expectations Jan 2026 4.90% -0.09%
US One-Year Ahead Inflation Expectations Jan 2026 3.09% -9.63%
US Three-Year Ahead Inflation Expectations Jan 2026 2.98% -0.64%
Last Updated: Feb 20 2026, 10:04 EST Next Release: Mar 13 2026, 10:00 EDT

Surveys of Consumers are conducted by the Survey Research Center at the University of Michigan. The surveys ask consumers questions regarding their current and future financial standings and their thoughts on the economy at the present time and in the near future. The report includes analysis of the survey results and indices for consumer sentiment and consumer expectations. The surveys

Major University of Michigan Surveys of Consumers Indicators

Indicator Period Value % CHG PREV
US Current Economic Conditions Index Feb 2026 56.60 2.17%
US Expected Change in Inflation Rates: Next 5 Years Feb 2026 3.30% 0.00%
US Expected Change in Inflation Rates: Next Year Feb 2026 3.40% -15.00%
US Index of Consumer Expectations Feb 2026 56.60 -0.70%
US Index of Consumer Sentiment Feb 2026 56.60 0.35%

Upcoming Reports

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