The household assets and liabilities category contains indicators relating to the assets and liabilities of households such as credit default indexes, consumer credit, and consumer debt.

Last Updated: Sep 21 2025, 12:04 EDT Next Release: --

The Distributional Financial Accounts provide a quarterly measure of the distribution of U.S. household wealth since 1989. The data set contains four percentile groups of wealth: the top 1 percent, the 90th to 99th percentile, the 50th to 90th percentile, and the bottom half.

Major Distributional Financial Accounts Indicators

Last Updated: Mar 6 2026, 12:07 EST Next Release: Apr 7 2026, 15:00 EDT

The G.19 Statistical Release, "Consumer Credit," reports outstanding credit extended to individuals for household, family, and other personal expenditures, excluding loans secured by real estate. Total consumer credit comprises two major types: revolving and nonrevolving. The G.19 also reports selected terms of credit, including interest rates on new car loans, personal loans, and credit card plans at commercial banks.

Major G.19 Consumer Credit Indicators

Indicator Period Value % CHG PREV
US Consumer Credit Outstanding MoM Jan 2026 8.050B USD -68.06%
US Consumer Credit Outstanding MoM Jan 2026 1.89% -68.24%
US Nonrevolving Consumer Credit Outstanding MoM Jan 2026 1.06% -74.02%
US Revolving Consumer Credit Outstanding MoM Jan 2026 4.27% -62.35%
US Total Consumer Credit Outstanding Jan 2026 5.115T USD 0.16%
US Total Nonrevolving Consumer Credit Outstanding Jan 2026 3.786T USD 0.09%
US Total Revolving Credit Outstanding Jan 2026 1.329T USD 0.36%
Last Updated: Feb 10 2026, 11:01 EST Next Release: May 5 2026, 08:30 EDT

The Household Debt and Credit Report provides unique data and insight into the credit conditions and activity of U.S. consumers. Based on data from the New York Fed's Consumer Credit Panel, a nationally representative sample drawn from anonymized Equifax credit data, the report provides a quarterly snapshot of household trends in borrowing and indebtedness, including data about mortgages, student loans, credit cards, auto loans and delinquencies.

Major Household Debt and Credit Report Indicators

Indicator Period Value % CHG PREV
US Auto Loan Debt Q4 2025 1.667T USD 0.73%
US Credit Card Accounts Delinquent by 90 or More Days Q4 2025 12.70% 2.35%
US Credit Card Debt Q4 2025 1.277T USD 3.57%
US Mortgage Debt Q4 2025 13.17T USD 0.75%
US Mortgage Originations Q4 2025 524.42B USD 2.40%
US Mortgages Delinquent by 90 or More Days Q4 2025 0.92% 10.33%
US Student Loan Debt Q4 2025 1.664T USD 0.67%
US Total Household Debt Q4 2025 18.78T USD 1.03%
Last Updated: Feb 25 2026, 17:08 EST Next Release: --

The household Debt Service Ratio (DSR) is the ratio of total required household debt payments to total disposable income.

Major Household Debt Service and Financial Obligations Ratios Indicators

Last Updated: Mar 4 2026, 00:01 EST Next Release: Apr 8 2026, 21:00 EDT

The Japan Consumer Confidence Survey seeks to gain a quick understanding of shifts in consumer perception, price expectation, and purchasing/replacement of principle consumer durables, as a basic tool for evaluating economic trends.

Major Japan Consumer Confidence Survey Indicators

Indicator Period Value % CHG PREV
Japan Consumer Confidence Index Feb 2026 40.00 5.54%
Japan Consumer Employment Index Feb 2026 44.00 3.77%
Japan Consumer Income Growth Index Feb 2026 42.50 1.19%
Japan Consumer Overall Livelihood Index Feb 2026 39.70 7.88%
Japan Consumer Willingness to Buy Durable Goods Index Feb 2026 33.90 11.51%
Last Updated: Mar 16 2026, 11:55 EDT Next Release: --

Optimal Blue Mortgage Market Indices provides the most comprehensive, accurate, timely, and interactive analysis of pricing ever conducted in the mortgage industry.

Major Optimal Blue Mortgage Market Indices Indicators

Indicator Period Value % CHG PREV
15 Year Fixed Rate Conforming Mortgage Index Mar 13 2026 5.51% -0.15%
30 Year Fixed Rate Conforming Mortgage Index Mar 12 2026 6.19% 1.06%
30 Year Fixed Rate FHA Mortgage Index Mar 12 2026 5.96% 0.24%
30 Year Fixed Rate Jumbo Mortgage Index Mar 12 2026 6.42% 0.93%
Last Updated: Mar 13 2026, 08:33 EDT Next Release: Apr 9 2026, 08:30 EDT

BEA's personal income statistics show the income that U.S. residents get from paychecks, employer-provided supplements such as insurance, business ownership, rental property, Social Security and other government benefits, interest, and dividends.

Major Personal Income and Outlays Indicators

Indicator Period Value % CHG PREV
US Core PCE Price Index MoM Jan 2026 0.40% 0.00%
US Core PCE Price Index YoY Jan 2026 3.06% 1.66%
US PCE Price Index Excluding Food and Energy MoM Jan 2026 0.40% 0.00%
US PCE Price Index Excluding Food and Energy YoY Jan 2026 3.06% 1.66%
US PCE Price Index MoM Jan 2026 0.30% -25.00%
US PCE Price Index YoY Jan 2026 2.83% -2.65%
US Personal Consumption Expenditures Jan 2026 21.54T USD 0.38%
US Personal Consumption Expenditures MoM Jan 2026 0.38% -14.53%
US Personal Income Jan 2026 26.70T USD 0.43%
US Personal Income MoM Jan 2026 0.43% 45.99%
US Personal Spending Jan 2026 21.54T USD 0.38%
US Personal Spending MoM Jan 2026 0.38% -14.53%
US Real Disposable Personal Income MoM Jan 2026 0.67% --
Last Updated: Mar 9 2026, 11:03 EDT Next Release: --

The Survey of Consumer Expectations collects information on consumers' expectations and decisions on a broad variety of topics, including but not limited to inflation, household finance, the labor market, and the housing market.

Major Survey of Consumer Expectations Indicators

Indicator Period Value % CHG PREV
US Change in Credit Availability From One Year Ago - Much Easier Feb 2026 1.30% -8.97%
US Change in Credit Availability From One Year Ago - Much Harder Feb 2026 11.94% -8.15%
US Debt Delinquency Expectations Feb 2026 11.62% -14.98%
US Expectations of Higher Interest Rate on Savings Accounts Feb 2026 24.86% -3.81%
US Expectations of Higher Stock Prices Feb 2026 37.93% -2.94%
US Expectations of Higher Unemployment Feb 2026 39.88% -4.80%
US Expected Change in Credit Availability One Year From Now - Much Easier Feb 2026 1.51% -0.85%
US Expected Change in Credit Availability One Year From Now - Much Harder Feb 2026 10.64% -13.78%
US Expected Household Financial Situation One Year From Now - Much Better Off Feb 2026 5.32% -17.41%
US Expected Household Financial Situation One Year From Now - Much Worse Off Feb 2026 5.79% -26.91%
US Household Financial Situation From One Year Ago - Much Better Off Feb 2026 3.80% 7.40%
US Household Financial Situation From One Year Ago - Much Worse Off Feb 2026 8.94% -5.46%
US Job Finding Expectations Feb 2026 43.96% -3.54%
US Job Separation Expectations - Leaving a Job Feb 2026 15.93% -14.57%
US Job Separation Expectations - Losing a Job Feb 2026 13.84% -6.61%
US One-Year Ahead Earnings Growth Expectations Feb 2026 2.54% -6.18%
US One-Year Ahead Household Income Growth Expectations Feb 2026 2.88% -0.98%
US One-Year Ahead Household Spending Growth Expectations Feb 2026 4.89% -0.19%
US One-Year Ahead Inflation Expectations Feb 2026 3.00% -2.84%
US Three-Year Ahead Inflation Expectations Feb 2026 3.00% 0.58%
Last Updated: Mar 13 2026, 10:46 EDT Next Release: Mar 27 2026, 10:00 EDT (R)

Surveys of Consumers are conducted by the Survey Research Center at the University of Michigan. The surveys ask consumers questions regarding their current and future financial standings and their thoughts on the economy at the present time and in the near future. The report includes analysis of the survey results and indices for consumer sentiment and consumer expectations. The surveys

Major University of Michigan Surveys of Consumers Indicators

Indicator Period Value % CHG PREV
US Current Economic Conditions Index Mar 2026 57.80 2.12%
US Expected Change in Inflation Rates: Next 5 Years Mar 2026 3.20% -3.03%
US Expected Change in Inflation Rates: Next Year Mar 2026 3.40% 0.00%
US Index of Consumer Expectations Mar 2026 54.10 -4.42%
US Index of Consumer Sentiment Mar 2026 55.50 -1.94%

Upcoming Reports

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Mar 27 2026, 10:00 EDT (R)
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