The household assets and liabilities category contains indicators relating to the assets and liabilities of households such as credit default indexes, consumer credit, and consumer debt.

Last Updated: Jun 21 2026, 12:03 EDT Next Release: --

The Distributional Financial Accounts provide a quarterly measure of the distribution of U.S. household wealth since 1989. The data set contains four percentile groups of wealth: the top 1 percent, the 90th to 99th percentile, the 50th to 90th percentile, and the bottom half.

Major Distributional Financial Accounts Indicators

Last Updated: Sep 8 2026, 15:00 EDT Next Release: Oct 1 2026, 15:00 EDT

The G.19 Statistical Release, "Consumer Credit," reports outstanding credit extended to individuals for household, family, and other personal expenditures, excluding loans secured by real estate. Total consumer credit comprises two major types: revolving and nonrevolving. The G.19 also reports selected terms of credit, including interest rates on new car loans, personal loans, and credit card plans at commercial banks.

Major G.19 Consumer Credit Indicators

Indicator Period Value % CHG PREV
US Consumer Credit Outstanding MoM Jul 2026 18.06B USD 24.10%
US Consumer Credit Outstanding MoM Jul 2026 4.19% 23.60%
US Nonrevolving Consumer Credit Outstanding MoM Jul 2026 4.80% 94.33%
US Revolving Consumer Credit Outstanding MoM Jul 2026 2.48% -58.53%
US Total Consumer Credit Outstanding Jul 2026 5.186T USD 0.35%
US Total Nonrevolving Consumer Credit Outstanding Jul 2026 3.829T USD 0.40%
US Total Revolving Credit Outstanding Jul 2026 1.357T USD 0.21%
Last Updated: Aug 11 2026, 11:00 EDT Next Release: Nov 3 2026, 08:30 EST

The Household Debt and Credit Report provides unique data and insight into the credit conditions and activity of U.S. consumers. Based on data from the New York Fed's Consumer Credit Panel, a nationally representative sample drawn from anonymized Equifax credit data, the report provides a quarterly snapshot of household trends in borrowing and indebtedness, including data about mortgages, student loans, credit cards, auto loans and delinquencies.

Major Household Debt and Credit Report Indicators

Indicator Period Value % CHG PREV
US Auto Loan Debt Q2 2026 1.713T USD 1.66%
US Credit Card Accounts Delinquent by 90 or More Days Q2 2026 12.92% -1.52%
US Credit Card Debt Q2 2026 1.263T USD 1.69%
US Mortgage Debt Q2 2026 13.12T USD -0.56%
US Mortgage Originations Q2 2026 504.64B USD -4.75%
US Mortgages Delinquent by 90 or More Days Q2 2026 0.99% -9.17%
US Student Loan Debt Q2 2026 1.651T USD -0.42%
US Total Household Debt Q2 2026 18.77T USD -0.07%
Last Updated: Mar 25 2026, 08:05 EDT Next Release: Sep 22 2026, 14:00 EDT

The household Debt Service Ratio (DSR) is the ratio of total required household debt payments to total disposable income.

Major Household Debt Service and Financial Obligations Ratios Indicators

Last Updated: Sep 1 2026, 01:01 EDT Next Release: Oct 4 2026, 21:00 EDT

The Japan Consumer Confidence Survey seeks to gain a quick understanding of shifts in consumer perception, price expectation, and purchasing/replacement of principle consumer durables, as a basic tool for evaluating economic trends.

Major Japan Consumer Confidence Survey Indicators

Indicator Period Value % CHG PREV
Japan Consumer Confidence Index Aug 2026 35.50 1.72%
Japan Consumer Employment Index Aug 2026 39.90 -0.50%
Japan Consumer Income Growth Index Aug 2026 40.40 -1.22%
Japan Consumer Overall Livelihood Index Aug 2026 34.10 3.02%
Japan Consumer Willingness to Buy Durable Goods Index Aug 2026 27.50 7.42%
Last Updated: Sep 10 2026, 12:04 EDT Next Release: Sep 14 2026, 12:00 EDT

Optimal Blue Mortgage Market Indices provides the most comprehensive, accurate, timely, and interactive analysis of pricing ever conducted in the mortgage industry.

Major Optimal Blue Mortgage Market Indices Indicators

Indicator Period Value % CHG PREV
15 Year Fixed Rate Conforming Mortgage Index Sep 10 2026 6.29% 2.64%
30 Year Fixed Rate Conforming Mortgage Index Sep 10 2026 6.88% 1.10%
30 Year Fixed Rate FHA Mortgage Index Sep 10 2026 6.67% 0.66%
30 Year Fixed Rate Jumbo Mortgage Index Sep 10 2026 6.92% 1.96%
Last Updated: Aug 26 2026, 08:30 EDT Next Release: Sep 30 2026, 08:30 EDT

BEA's personal income statistics show the income that U.S. residents get from paychecks, employer-provided supplements such as insurance, business ownership, rental property, Social Security and other government benefits, interest, and dividends.

Major Personal Income and Outlays Indicators

Indicator Period Value % CHG PREV
US Core PCE Price Index MoM Jul 2026 0.20% 100.0%
US Core PCE Price Index YoY Jul 2026 3.34% 0.01%
US PCE Price Index Excluding Food and Energy MoM Jul 2026 0.20% 100.0%
US PCE Price Index Excluding Food and Energy YoY Jul 2026 3.34% 0.01%
US PCE Price Index MoM Jul 2026 0.20% --
US PCE Price Index YoY Jul 2026 3.70% -0.43%
US Personal Consumption Expenditures Jul 2026 22.25T USD 0.16%
US Personal Consumption Expenditures MoM Jul 2026 0.16% -53.32%
US Personal Income Jul 2026 27.11T USD 0.43%
US Personal Income MoM Jul 2026 0.43% 137.6%
US Personal Spending Jul 2026 22.25T USD 0.16%
US Personal Spending MoM Jul 2026 0.16% -53.32%
US Real Disposable Personal Income MoM Jul 2026 0.37% 22.74%
Last Updated: Sep 8 2026, 11:04 EDT Next Release: --

The Survey of Consumer Expectations collects information on consumers' expectations and decisions on a broad variety of topics, including but not limited to inflation, household finance, the labor market, and the housing market.

Major Survey of Consumer Expectations Indicators

Indicator Period Value % CHG PREV
US Change in Credit Availability From One Year Ago - Much Easier Aug 2026 0.99% -5.57%
US Change in Credit Availability From One Year Ago - Much Harder Aug 2026 15.31% 13.32%
US Debt Delinquency Expectations Aug 2026 13.16% 9.62%
US Expectations of Higher Interest Rate on Savings Accounts Aug 2026 28.85% 2.38%
US Expectations of Higher Stock Prices Aug 2026 40.85% -1.39%
US Expectations of Higher Unemployment Aug 2026 44.42% 3.84%
US Expected Change in Credit Availability One Year From Now - Much Easier Aug 2026 0.66% -21.12%
US Expected Change in Credit Availability One Year From Now - Much Harder Aug 2026 14.00% 7.81%
US Expected Household Financial Situation One Year From Now - Much Better Off Aug 2026 3.54% -17.70%
US Expected Household Financial Situation One Year From Now - Much Worse Off Aug 2026 6.82% -1.35%
US Household Financial Situation From One Year Ago - Much Better Off Aug 2026 3.08% -8.76%
US Household Financial Situation From One Year Ago - Much Worse Off Aug 2026 9.19% 3.76%
US Job Finding Expectations Aug 2026 45.42% -1.75%
US Job Separation Expectations - Leaving a Job Aug 2026 19.49% 5.05%
US Job Separation Expectations - Losing a Job Aug 2026 13.84% -2.36%
US One-Year Ahead Earnings Growth Expectations Aug 2026 2.85% 0.73%
US One-Year Ahead Household Income Growth Expectations Aug 2026 2.98% -0.14%
US One-Year Ahead Household Spending Growth Expectations Aug 2026 5.23% 7.00%
US One-Year Ahead Inflation Expectations Aug 2026 3.58% -1.45%
US Three-Year Ahead Inflation Expectations Aug 2026 3.19% -2.26%
Last Updated: Sep 11 2026, 10:03 EDT Next Release: Sep 25 2026, 10:00 EDT (R)

Surveys of Consumers are conducted by the Survey Research Center at the University of Michigan. The surveys ask consumers questions regarding their current and future financial standings and their thoughts on the economy at the present time and in the near future. The report includes analysis of the survey results and indices for consumer sentiment and consumer expectations. The surveys

Major University of Michigan Surveys of Consumers Indicators

Indicator Period Value % CHG PREV
US Current Economic Conditions Index Sep 2026 50.90 -1.93%
US Expected Change in Inflation Rates: Next 5 Years Sep 2026 3.40% 3.03%
US Expected Change in Inflation Rates: Next Year Sep 2026 4.60% 15.00%
US Index of Consumer Expectations Sep 2026 45.80 -11.07%
US Index of Consumer Sentiment Sep 2026 47.80 -7.54%

Upcoming Reports

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Sep 14 2026, 12:00 EDT
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