The household assets and liabilities category contains indicators relating to the assets and liabilities of households such as credit default indexes, consumer credit, and consumer debt.

Last Updated: Mar 21 2026, 12:04 EDT Next Release: --

The Distributional Financial Accounts provide a quarterly measure of the distribution of U.S. household wealth since 1989. The data set contains four percentile groups of wealth: the top 1 percent, the 90th to 99th percentile, the 50th to 90th percentile, and the bottom half.

Major Distributional Financial Accounts Indicators

Last Updated: May 7 2026, 11:43 EDT Next Release: Jun 5 2026, 15:00 EDT

The G.19 Statistical Release, "Consumer Credit," reports outstanding credit extended to individuals for household, family, and other personal expenditures, excluding loans secured by real estate. Total consumer credit comprises two major types: revolving and nonrevolving. The G.19 also reports selected terms of credit, including interest rates on new car loans, personal loans, and credit card plans at commercial banks.

Major G.19 Consumer Credit Indicators

Indicator Period Value % CHG PREV
US Consumer Credit Outstanding MoM Mar 2026 24.86B USD 181.0%
US Consumer Credit Outstanding MoM Mar 2026 5.83% 180.3%
US Nonrevolving Consumer Credit Outstanding MoM Mar 2026 4.69% 74.35%
US Revolving Consumer Credit Outstanding MoM Mar 2026 9.07% 2.57K%
US Total Consumer Credit Outstanding Mar 2026 5.141T USD 0.49%
US Total Nonrevolving Consumer Credit Outstanding Mar 2026 3.804T USD 0.39%
US Total Revolving Credit Outstanding Mar 2026 1.337T USD 0.76%
Last Updated: May 15 2026, 10:49 EDT Next Release: Aug 4 2026, 08:30 EDT

The Household Debt and Credit Report provides unique data and insight into the credit conditions and activity of U.S. consumers. Based on data from the New York Fed's Consumer Credit Panel, a nationally representative sample drawn from anonymized Equifax credit data, the report provides a quarterly snapshot of household trends in borrowing and indebtedness, including data about mortgages, student loans, credit cards, auto loans and delinquencies.

Major Household Debt and Credit Report Indicators

Indicator Period Value % CHG PREV
US Auto Loan Debt Q1 2026 1.685T USD 1.08%
US Credit Card Accounts Delinquent by 90 or More Days Q1 2026 13.12% 3.29%
US Credit Card Debt Q1 2026 1.252T USD -1.96%
US Mortgage Debt Q1 2026 13.19T USD 0.16%
US Mortgage Originations Q1 2026 529.80B USD 1.03%
US Mortgages Delinquent by 90 or More Days Q1 2026 1.09% 19.03%
US Student Loan Debt Q1 2026 1.658T USD -0.36%
US Total Household Debt Q1 2026 18.79T USD 0.10%
Last Updated: Mar 25 2026, 08:05 EDT Next Release: --

The household Debt Service Ratio (DSR) is the ratio of total required household debt payments to total disposable income.

Major Household Debt Service and Financial Obligations Ratios Indicators

Last Updated: Apr 30 2026, 01:03 EDT Next Release: May 28 2026, 21:00 EDT

The Japan Consumer Confidence Survey seeks to gain a quick understanding of shifts in consumer perception, price expectation, and purchasing/replacement of principle consumer durables, as a basic tool for evaluating economic trends.

Major Japan Consumer Confidence Survey Indicators

Indicator Period Value % CHG PREV
Japan Consumer Confidence Index Apr 2026 32.20 -3.30%
Japan Consumer Employment Index Apr 2026 37.40 -0.53%
Japan Consumer Income Growth Index Apr 2026 39.80 0.00%
Japan Consumer Overall Livelihood Index Apr 2026 28.20 -5.05%
Japan Consumer Willingness to Buy Durable Goods Index Apr 2026 23.20 -10.77%
Last Updated: May 14 2026, 12:12 EDT Next Release: May 18 2026, 12:00 EDT

Optimal Blue Mortgage Market Indices provides the most comprehensive, accurate, timely, and interactive analysis of pricing ever conducted in the mortgage industry.

Major Optimal Blue Mortgage Market Indices Indicators

Indicator Period Value % CHG PREV
15 Year Fixed Rate Conforming Mortgage Index May 14 2026 5.71% 0.92%
30 Year Fixed Rate Conforming Mortgage Index May 14 2026 6.38% -0.56%
30 Year Fixed Rate FHA Mortgage Index May 14 2026 6.16% -0.34%
30 Year Fixed Rate Jumbo Mortgage Index May 14 2026 6.58% 1.86%
Last Updated: Apr 30 2026, 08:31 EDT Next Release: May 28 2026, 08:30 EDT

BEA's personal income statistics show the income that U.S. residents get from paychecks, employer-provided supplements such as insurance, business ownership, rental property, Social Security and other government benefits, interest, and dividends.

Major Personal Income and Outlays Indicators

Indicator Period Value % CHG PREV
US Core PCE Price Index MoM Mar 2026 0.30% -25.00%
US Core PCE Price Index YoY Mar 2026 3.20% 6.71%
US PCE Price Index Excluding Food and Energy MoM Mar 2026 0.30% -25.00%
US PCE Price Index Excluding Food and Energy YoY Mar 2026 3.20% 6.71%
US PCE Price Index MoM Mar 2026 0.70% 75.00%
US PCE Price Index YoY Mar 2026 3.50% 23.55%
US Personal Consumption Expenditures Mar 2026 21.86T USD 0.90%
US Personal Consumption Expenditures MoM Mar 2026 0.90% 39.08%
US Personal Income Mar 2026 26.84T USD 0.56%
US Personal Income MoM Mar 2026 0.56% 93.07K%
US Personal Spending Mar 2026 21.86T USD 0.90%
US Personal Spending MoM Mar 2026 0.90% 39.08%
US Real Disposable Personal Income MoM Mar 2026 -0.06% --
Last Updated: May 7 2026, 11:03 EDT Next Release: --

The Survey of Consumer Expectations collects information on consumers' expectations and decisions on a broad variety of topics, including but not limited to inflation, household finance, the labor market, and the housing market.

Major Survey of Consumer Expectations Indicators

Indicator Period Value % CHG PREV
US Change in Credit Availability From One Year Ago - Much Easier Apr 2026 2.06% -8.92%
US Change in Credit Availability From One Year Ago - Much Harder Apr 2026 13.31% 21.27%
US Debt Delinquency Expectations Apr 2026 11.37% -7.16%
US Expectations of Higher Interest Rate on Savings Accounts Apr 2026 26.72% 7.51%
US Expectations of Higher Stock Prices Apr 2026 38.44% 5.79%
US Expectations of Higher Unemployment Apr 2026 43.91% 0.94%
US Expected Change in Credit Availability One Year From Now - Much Easier Apr 2026 2.10% 9.62%
US Expected Change in Credit Availability One Year From Now - Much Harder Apr 2026 12.56% -4.16%
US Expected Household Financial Situation One Year From Now - Much Better Off Apr 2026 4.28% -13.25%
US Expected Household Financial Situation One Year From Now - Much Worse Off Apr 2026 8.36% -8.22%
US Household Financial Situation From One Year Ago - Much Better Off Apr 2026 3.76% -8.24%
US Household Financial Situation From One Year Ago - Much Worse Off Apr 2026 10.63% 9.39%
US Job Finding Expectations Apr 2026 46.02% 0.38%
US Job Separation Expectations - Leaving a Job Apr 2026 18.17% -0.46%
US Job Separation Expectations - Losing a Job Apr 2026 14.59% 1.38%
US One-Year Ahead Earnings Growth Expectations Apr 2026 2.71% 14.20%
US One-Year Ahead Household Income Growth Expectations Apr 2026 2.84% -0.31%
US One-Year Ahead Household Spending Growth Expectations Apr 2026 5.43% 7.52%
US One-Year Ahead Inflation Expectations Apr 2026 3.64% 6.42%
US Three-Year Ahead Inflation Expectations Apr 2026 3.15% 2.27%
Last Updated: May 8 2026, 10:01 EDT Next Release: May 22 2026, 10:00 EDT (R)

Surveys of Consumers are conducted by the Survey Research Center at the University of Michigan. The surveys ask consumers questions regarding their current and future financial standings and their thoughts on the economy at the present time and in the near future. The report includes analysis of the survey results and indices for consumer sentiment and consumer expectations. The surveys

Major University of Michigan Surveys of Consumers Indicators

Indicator Period Value % CHG PREV
US Current Economic Conditions Index May 2026 47.80 -8.95%
US Expected Change in Inflation Rates: Next 5 Years May 2026 3.40% -2.86%
US Expected Change in Inflation Rates: Next Year May 2026 4.50% -4.26%
US Index of Consumer Expectations May 2026 48.50 0.83%
US Index of Consumer Sentiment May 2026 48.20 -3.21%

Upcoming Reports

Report Name Next Released
May 18 2026, 12:00 EDT
May 22 2026, 10:00 EDT (R)
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May 28 2026, 08:30 EDT
May 28 2026, 21:00 EDT
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