The household assets and liabilities category contains indicators relating to the assets and liabilities of households such as credit default indexes, consumer credit, and consumer debt.

Last Updated: Mar 21 2025, 12:04 EDT Next Release: --

The Distributional Financial Accounts provide a quarterly measure of the distribution of U.S. household wealth since 1989. The data set contains four percentile groups of wealth: the top 1 percent, the 90th to 99th percentile, the 50th to 90th percentile, and the bottom half.

Major Distributional Financial Accounts Indicators

Last Updated: Mar 7 2025, 15:00 EST Next Release: Apr 7 2025, 15:00 EDT

The G.19 Statistical Release, "Consumer Credit," reports outstanding credit extended to individuals for household, family, and other personal expenditures, excluding loans secured by real estate. Total consumer credit comprises two major types: revolving and nonrevolving. The G.19 also reports selected terms of credit, including interest rates on new car loans, personal loans, and credit card plans at commercial banks.

Major G.19 Consumer Credit Indicators

Indicator Period Value % CHG PREV
US Consumer Credit Outstanding MoM Jan 2025 18.08B USD -51.19%
US Consumer Credit Outstanding MoM Jan 2025 4.35% -50.23%
US Nonrevolving Consumer Credit Outstanding MoM Jan 2025 2.97% -42.88%
US Revolving Consumer Credit Outstanding MoM Jan 2025 8.19% -55.80%
US Total Consumer Credit Outstanding Jan 2025 5.007T USD 0.36%
US Total Nonrevolving Consumer Credit Outstanding Jan 2025 3.681T USD 0.25%
US Total Revolving Credit Outstanding Jan 2025 1.326T USD 0.68%
Last Updated: Feb 13 2025, 11:05 EST Next Release: May 13 2025, 08:30 EDT

The Household Debt and Credit Report provides unique data and insight into the credit conditions and activity of U.S. consumers. Based on data from the New York Fed's Consumer Credit Panel, a nationally representative sample drawn from anonymized Equifax credit data, the report provides a quarterly snapshot of household trends in borrowing and indebtedness, including data about mortgages, student loans, credit cards, auto loans and delinquencies.

Major Household Debt and Credit Report Indicators

Indicator Period Value % CHG PREV
US Auto Loan Debt Q4 2024 1.655T USD 0.67%
US Credit Card Accounts Delinquent by 90 or More Days Q4 2024 11.35% 1.96%
US Credit Card Debt Q4 2024 1.211T USD 3.86%
US Mortgage Debt Q4 2024 12.60T USD 0.09%
US Mortgage Originations Q4 2024 465.35B USD 3.80%
US Mortgages Delinquent by 90 or More Days Q4 2024 0.70% -1.33%
US Student Loan Debt Q4 2024 1.615T USD 0.56%
US Total Household Debt Q4 2024 18.04T USD 0.52%
Last Updated: Dec 26 2024, 12:41 EST Next Release: --

The household Debt Service Ratio (DSR) is the ratio of total required household debt payments to total disposable income.

Major Household Debt Service and Financial Obligations Ratios Indicators

Last Updated: Mar 4 2025, 00:04 EST Next Release: Apr 8 2025, 21:00 EDT

The Japan Consumer Confidence Survey seeks to gain a quick understanding of shifts in consumer perception, price expectation, and purchasing/replacement of principle consumer durables, as a basic tool for evaluating economic trends.

Major Japan Consumer Confidence Survey Indicators

Indicator Period Value % CHG PREV
Japan Consumer Confidence Index Feb 2025 35.00 -0.57%
Japan Consumer Employment Index Feb 2025 41.10 0.24%
Japan Consumer Income Growth Index Feb 2025 39.70 -0.50%
Japan Consumer Overall Livelihood Index Feb 2025 31.90 -0.93%
Japan Consumer Willingness to Buy Durable Goods Index Feb 2025 27.20 -1.09%
Last Updated: Mar 24 2025, 08:03 EDT Next Release: Mar 24 2025, 12:00 EDT

Optimal Blue Mortgage Market Indices provides the most comprehensive, accurate, timely, and interactive analysis of pricing ever conducted in the mortgage industry.

Major Optimal Blue Mortgage Market Indices Indicators

Indicator Period Value % CHG PREV
15 Year Fixed Rate Conforming Mortgage Index Mar 21 2025 5.81% -0.22%
30 Year Fixed Rate Conforming Mortgage Index Mar 21 2025 6.57% -0.32%
30 Year Fixed Rate FHA Mortgage Index Mar 21 2025 6.42% 0.98%
30 Year Fixed Rate Jumbo Mortgage Index Mar 21 2025 6.86% 2.94%
Last Updated: Feb 28 2025, 08:41 EST Next Release: Mar 28 2025, 08:30 EDT

BEA's personal income statistics show the income that U.S. residents get from paychecks, employer-provided supplements such as insurance, business ownership, rental property, Social Security and other government benefits, interest, and dividends.

Major Personal Income and Outlays Indicators

Indicator Period Value % CHG PREV
US Core PCE Price Index MoM Jan 2025 0.30% 50.00%
US Core PCE Price Index YoY Jan 2025 2.65% -7.61%
US PCE Price Index Excluding Food and Energy MoM Jan 2025 0.30% 50.00%
US PCE Price Index Excluding Food and Energy YoY Jan 2025 2.65% -7.61%
US PCE Price Index MoM Jan 2025 0.30% 0.00%
US PCE Price Index YoY Jan 2025 2.51% -3.79%
US Personal Consumption Expenditures Jan 2025 20.38T USD -0.15%
US Personal Consumption Expenditures MoM Jan 2025 -0.15% --
US Personal Income Jan 2025 25.35T USD 0.88%
US Personal Income MoM Jan 2025 0.88% 112.5%
US Personal Spending Jan 2025 20.38T USD -0.15%
US Personal Spending MoM Jan 2025 -0.15% --
US Real Disposable Personal Income MoM Jan 2025 0.56% 258.3%
Last Updated: Mar 10 2025, 11:02 EDT Next Release: --

The Survey of Consumer Expectations collects information on consumers' expectations and decisions on a broad variety of topics, including but not limited to inflation, household finance, the labor market, and the housing market.

Major Survey of Consumer Expectations Indicators

Indicator Period Value % CHG PREV
US Change in Credit Availability From One Year Ago - Much Easier Feb 2025 0.79% -37.77%
US Change in Credit Availability From One Year Ago - Much Harder Feb 2025 10.59% -0.61%
US Debt Delinquency Expectations Feb 2025 14.56% 9.33%
US Expectations of Higher Interest Rate on Savings Accounts Feb 2025 25.36% 1.45%
US Expectations of Higher Stock Prices Feb 2025 36.99% -8.12%
US Expectations of Higher Unemployment Feb 2025 39.44% 15.89%
US Expected Change in Credit Availability One Year From Now - Much Easier Feb 2025 0.42% -73.36%
US Expected Change in Credit Availability One Year From Now - Much Harder Feb 2025 11.81% 41.49%
US Expected Household Financial Situation One Year From Now - Much Better Off Feb 2025 5.66% -9.99%
US Expected Household Financial Situation One Year From Now - Much Worse Off Feb 2025 6.81% 62.33%
US Household Financial Situation From One Year Ago - Much Better Off Feb 2025 3.79% 6.13%
US Household Financial Situation From One Year Ago - Much Worse Off Feb 2025 7.12% -13.52%
US Job Finding Expectations Feb 2025 51.21% -0.64%
US Job Separation Expectations - Leaving a Job Feb 2025 17.60% -11.46%
US Job Separation Expectations - Losing a Job Feb 2025 14.10% -0.77%
US One-Year Ahead Earnings Growth Expectations Feb 2025 2.98% 0.40%
US One-Year Ahead Household Income Growth Expectations Feb 2025 3.06% 2.91%
US One-Year Ahead Household Spending Growth Expectations Feb 2025 5.02% 14.26%
US One-Year Ahead Inflation Expectations Feb 2025 3.13% 4.37%
US Three-Year Ahead Inflation Expectations Feb 2025 3.00% 0.23%
Last Updated: Mar 14 2025, 10:04 EDT Next Release: Mar 28 2025, 10:00 EDT (R)

Surveys of Consumers are conducted by the Survey Research Center at the University of Michigan. The surveys ask consumers questions regarding their current and future financial standings and their thoughts on the economy at the present time and in the near future. The report includes analysis of the survey results and indices for consumer sentiment and consumer expectations. The surveys

Major University of Michigan Surveys of Consumers Indicators

Indicator Period Value % CHG PREV
US Current Economic Conditions Index Mar 2025 63.50 -3.35%
US Expected Change in Inflation Rates: Next 5 Years Mar 2025 3.90% 11.43%
US Expected Change in Inflation Rates: Next Year Mar 2025 4.90% 13.95%
US Index of Consumer Expectations Mar 2025 54.20 -15.31%
US Index of Consumer Sentiment Mar 2025 57.90 -10.51%

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